Medicare Supplement Open Enrollment - When is it and How Does it Work?

Your individual Medicare Supplement Open Enrollment period is the period of time in which you can purchase a Medicare Supplement from any insurance company, without having to qualify medically, pay a higher rate due to any current or former health conditions, or wait for coverage. Open Enrollment is Federally-mandated, so every company has to abide by it.

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When Is It?

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This initial enrollment period begins for each individual on the first day of the month in which they are both age 65 or older and enrolled in Medicare Part B. It lasts for a period of six months from that date. For example, if your birthday is March 3 and you enroll in Medicare Part B to start on March 1 of that same year, your Open Enrollment period would begin on March 1 and last through the month of August.

One thing that causes confusion in understanding when the Open Enrollment period falls is the fact that many Medicare Supplement companies also extend a six month period prior to the start of one's Open Enrollment. During this period, companies allow you to sign up for coverage that is not effective until the actual Part B effective date (often the same as the first day of the month in which you turn 65). So in that case, an individual would have a 12-month period in which he/she could sign up with no medical underwriting.

If you have employer group health insurance, it is sometimes wise to delay enrollment in Medicare Part B until if and when you lose or terminate that group coverage. What this does is guarantees you the ability to have an Open Enrollment period at the later time that you do sign up for Medicare Part B.

How Does It Work?

During this period, you do not have to answer any medical questions, take a physical or discuss medications with the Medicare Supplement insurance companies.

Essentially, your application is void of medical information. This allows underwriting to be quick, and you can, in most cases, get the coverage in a timely manner with little complication. 

Under no circumstances can the insurance company decline you coverage or force you to pay a higher rate based on your past or current health. 

It is imperative that you sign up for a Medicare Supplement plan during Open Enrollment. Failure to do so can cause problems for you later, if you wish to sign up then. At that point, you would have to qualify medically (i.e. be in reasonably good health) in order to be eligible for a plan. Signing up during your initial Open Enrollment period is the only sure way to avoid that dilemma and secure a financial future of minimized health care expenses.

Medicare Supplement Open Enrollment - When is it and How Does it Work?

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Herbs For Erectile Tissue Dysfunction

Let's discuss a few herbs that can be used successfully to rebuild your system so that you can experience a firm erection while holistically restoring you overall well-being throughout your entire body. The first one and maybe the most important is:

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Wild American Ginseng Root
The American Indians used Wild American Ginseng and now its famous throughout the world fetching in excess of 0 a pound! We wild crafted it in Arkansas and its incredible for giving one clear energy. After working all morning on the organic farm, we would often eat a small amount after lunch which gave us a sustained energy to continue working until dark!

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Ginseng is good for the brain. And it assists the penis by creating a chemical called nitric oxide. Nitric oxide is the first step in a multiple chemical reaction that goes on inside your sexual organs and your brain. Nitric oxide is a HUGE(no pun intended) factor in cardiovascular health. L-arginine is one of the powerful miracle amino acids in the world and is probably the most beneficial supplement one can use to create heart health.

Remember the hose analogy. I will post an article solely related to the use of L-Arginine. I use it every day and can't recommend one supplement more. But, you have to know which product to use. Not all are created equally! Back to Ginseng. Ginseng is loaded with phytochemcials One of them is called Ginsenoside and it specifically promotes the penis to release more nitric oxide. More nitric oxide, better hard ons! I hope I didn't offend anyone with that colloquialism.

Korean Red Ginseng Root
Is the next ginseng you should consider. It is similar to American ginseng but it's from Asia. It stimulates sexuality and is specifically used to help stimulate stronger erections. Korean Red Ginseng is has been used as a tonic for thousands of years because of its renowned value for creating mental clarity, physical energy and sexual function. It has been part of Asian pharmacopeia because of its proven value. Mongolian Panax Ginseng Root & Chinese Panax Ginseng Root are also ginsengs to investigate for the same reasons, creating a wider scope. Remember the wheel axiom.

Horny Goat Weed Leaf.
There is something about its name that makes the use of it in formulas for sexual dysfunction rather obvious. Someone had a sense of humor when naming this powerful blood flow stimulater. Again its value is in the stimulation of nitric oxide.

ts all about the heart baby! It also acts just like androgenic steroids in its affect on your testicles. It helps increase your testosterone levels. And testosterone makes the world go round.
Next on a list that one should consider supplementing is:

Yohimbe Bark.
It is used as an aphrodisiac around the world. It targets the erectile tissues inside your penis. And increases the sensitivity of your penis. It is said to increase your ability to become aroused. And it increases the power of your orgasm and the power of your ejaculation.

Siberian Eleuthero Root was extensively studied by Israel Brehkman in Russia for 40 years or more under a vast study to crat a tonic that would give Russian athletes, cosmonauts, ballet dancers and chessmasters a distinct advantage of the competition in the world theatre

Siberian Eleuthero Root will increase endurance, strength and lean muscle mass to increase your metabolism. I used it for years and never got sick when others were falling like leaves. Its a fabulous tonic and will give you the edge in bed you are looking for.

Suma Root
Increases the sex hormones in your body.
Ashwagandha Root

This herb has been used for well over a thousand years in India, Pakistan, Iran, Iraq and Arabian countries to increase power. It is thought to work between the brain and the penis. It interacts between the brain and the penis to stimulate the penis to start producing more nitric oxide, which causes the initial stimulation to get an erection.

Astragalus Root is another must for stamina both in the bed and out. its is used in many formulas in the world of herbal supplements for its benefits on the immune system.

Muira Puama Bark
"A famous aphrodisiac used to increase male potency." Early European explorers who ventured into South and Central America took this herb back to Europe. Since then, it has been used widely in Europe for hundreds of years as an aphrodisiac to sti mulate sexuality and gets you horny, which in turn, creates an erection. It's even part of the British Herbal Pharmacopeia, because it's been used so much in Britain for sexual weakness.

The last one in this lengthy article is:

Ginkgo Biloba Leaf
"It increases your blood and oxygen flow to your extremities." Gingko Biloba Leaf, which increases your blood and oxygen flow to your extremities.It has been used for brain fucntion/memory for thousands of years.
This list should give you food for thought, and for "Mr.Happy". Have at it guys! In our next post we will discuss L-Arginine and why you must consider supplementing your diet with this miracle amino acid.

Herbs For Erectile Tissue Dysfunction

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Do Natural Vitamin Supplements Prevent Health Issues?

Have you ever stopped to think about what a natural energy vitamin supplement is?

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Well, if I guess right, not so often.

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Health researchers recommend that you focus your diet on whole grains and vitamin-enriched vegetables that keep your body energized and more so ward off lifestyle diseases such as cancers and blood pressure disorders.

Many of the times that you feel hungry, it doesn't just mean that your body needs food. It means that your body needs certain nutrients in order to give its best.
Well, did you know that only 5.6 percent of Americans observe the recommended whole grain and vitamin rich diet?

If you were never so conversant with any of these facts, then you need to stop and give the natural energy vitamin supplement a thought! This is a thought that could save you thousands in medical bills and wasted time.

Coffee When you're Tired? Switch to the Natural Energy Vitamin Supplement
Many a times, our bodies feel tired and unable to do that much. There are many reasons why one may feel so. Lack of enough exercise, lack of enough sleep, a predominantly fat-saturated diet and stress are just a few of the reasons. This means that your body will often feel tired, necessitating the need for natural energy giving vitamin supplements...

...Or...

What do you do yourself when this fatigue grips you?

Most people resort to stimulants such as coffee.

While coffee indisputably provides a momentary burst of energy to your body when you need it, it is not exactly your perfect fit. Coffee, and other stimulants for that matter, is easily absorbed into the body at the expense of overworking major body glands such as the liver. In the long run, this causes the glands to cease working properly and acts as a suitable platform for the encroachment of gland-related complications.

For thus reason, you should cease using coffee for your increased energy needs and switch to the more healthier and effective natural energy vitamin supplement.

Examining the Composition of the Natural Energy Giving Vitamin Supplement

The natural energy vitamin supplement products are actually a combination of major nutrients required for the optimal working of the body system. After years of documented research, pharmaceutical corporations have managed to come up with perfectly blended formulas of mixing these ingredients in such a way that they inject maximum energy and benefits into the body.

Natural energy, vitamin supplement products are not necessarily drugs and do not thus form habits. This means that you can consume them any time without having any fears for addiction.
As evident, natural energy vitamin supplements can offer many benefits into the body - as thus, they are worth both the dollars and the effort.

Do Natural Vitamin Supplements Prevent Health Issues?

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Vibrant Health Krebs Cycle Zinc, 30 Mg, Capsules, 60-Count

Christmas Sales Vibrant Health Krebs Cycle Zinc, 30 Mg, Capsules, 60-Count 201

Dec 14, 2011 10:08:07

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Christmas Sales Vibrant Health Krebs Cycle Zinc, 30 Mg, Capsules, 60-Count Feature

• Maintain the senses of taste and smell - and to keep more than 300 enzymes in the body functioning properly.
• All the compounds are fully reacted, with no unbound species present
• Its elemental mineral potency from zinc alpha-ketoglutarate.

Christmas Sales Vibrant Health Krebs Cycle Zinc, 30 Mg, Capsules, 60-Count Overview

Vibrant Health's Krebs Cycle complex supplies a full and legitimate 20% of its elemental mineral potency from zinc alpha-ketoglutarate, with another 20% also coming from each of the other compounds: 20% from citrate, 20% from malate, 20% from succinate and 20% from fumarate. All the compounds are fully reacted, with no unbound species present. Krebs Zinc is the superior form of zinc for use by every member of the family. Children need it in order to physically develop and mature. We all need it for bone health, immune function, to maintain the senses of taste and smell - and to keep more than 300 enzymes in the body functioning properly.

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Vibrant Health Field of Greens, Raw Food, Organic, 213-Grams, 7.51-Ounces

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Dec 13, 2011 10:44:15

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Christmas Sales Vibrant Health Field of Greens, Raw Food, Organic, 213-Grams, 7.51-Ounces Feature

• 100% raw food.
• 100% organic.
• 100% Kosher.

Christmas Sales Vibrant Health Field of Greens, Raw Food, Organic, 213-Grams, 7.51-Ounces Overview

Vibrant Health's Field of Greens sets a new standard for purity and healthful goodness among purely green foods. Field of Greens is the benchmark green food product for anyone seeking an organic, purely green food with MAXIMUM nutritional value.

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Why These DHA Food Sources May Actually Be Bad For Your Health

It is essential for you to get DHA into your diet if you want to have a healthy heart and a sharp mind, however there is a problem that the best DHA food sources can quite often be polluted. The reason for this is because the best DHA food sources are oily fish such as tuna and salmon, however these fish quite often contain mercury, lead and PCB's which if consumed for a long period of time can be bad for your health; and to really get the full benefits that are available from this essential fat you will need to eat oily fish every day. Of course not many people are going to eat this amount of fish because it will quickly become an expensive and boring diet, so the answer is of course to take a DHA supplement made from the fish oil.

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However, taking a supplement may not totally stop you from being polluted by the fish oil. The reason for this is that to get rid of the contamination the fish has to go through a purification process called molecular distillation; this is quite an expensive process so not all companies carry it out and because the industry is not heavily regulated then they can get away with it. In fact to make matters worse, they may even call their product pharmaceutical grade, which of course makes it sound very pure, but in fact is just a marketing term and actually means nothing.

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Something else to check when using a supplement to boost your DHA levels and that is the freshness of the fish used. Companies when making their products may tend to go for the cheapest fish available so that they can sell their products cheap and make their money by selling in huge volumes. The only real way for fishermen to be able to sell their catch cheaply is to make sure they have a lot of it to sell when they return to shore; so of course this means staying at sea longer, and the only way they can do this is to freeze the fish while at sea. The problem that this creates is that it makes the fish go rancid, and you will know when you have a rancid tablet as it will repeat on you giving you lots of fishy tasting burps.

Why These DHA Food Sources May Actually Be Bad For Your Health

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Christmas Sales Garden of Life Primal Defense Ultra Ultimate Probiotics Formula, 90 VCaps 201

Dec 12, 2011 11:46:42

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Christmas Sales Garden of Life Primal Defense Ultra Ultimate Probiotics Formula, 90 VCaps Feature

• One bottle containing 90 capsules of digestive enzyme
• Made with 13 species of beneficial cultures including soil-based probiotics called homeostatic soil organisms (HSOs)
• Promotes healthy intestinal comfort and function
• 100% vegetarian

Christmas Sales Garden of Life Primal Defense Ultra Ultimate Probiotics Formula, 90 VCaps Overview

Garden of Life Probiotics Formula is a whole food dietary supplement. Delivers 15 Billion probiotic cells daily; broad spectrum protection with HSOs; and rapid release and delivery. UltraZorbe 100-percent vegetarian capsules. Contains no artificial colors or preservatives.

Probiotics (Pro = positive, biotic = life) are living microflora that play a critical role in maintaining good health. Present in many live foods but destroyed by heat processing, live probiotic cultures populate the intestinal tract where they play a positive role in digestive and immune health. Broad spectrum protection: Primal Defense ultra is the ultimate high potency, broad spectrum probiotic formula, made with 15 billion live cells per day and 13 species of beneficial cultures including soil-based probiotics called Homeostatic Soil Organisms (HSOs).

HSOs play a positive role in digestive health by supporting a healthy lactic acid bacteria count and healthy pH levels in the gut. The key probiotics in Primal Defense Ultra can thrive in the toughest digestive environments and are undeterred by stomach and bile acids. Probiotic Saccharomyces Boulardii nourishes and supports healthy intestinal epithelium lining integrity, the front line for the body's defense system, and promotes healthy intestinal comfort and function. A unique blend of Lactobacillus and Bifidobacterium probiotics promotes regular bowel function and supports immune health. (These statements have not been evaluated by the Food and Drug Administration. this product is not intended to diagnose, treat, cure, or prevent any disease.)

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Multivitamin Comparison - From Empty Air to Massively Boosting Health

Multivitamins - who uses them? Well, you probably do, Americans spend ,000,000,000 a year on multivitamins alone. 70 % Australians are no less keen on them, spending a tiny ,300,000,000, and yes ... that is a ton of zeros!!

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Who needs them? Well the number of people that can say that every day they honestly eat a well-balanced diet of containing lots of fruits, nuts and vegetables, whole grains, dairy, along with chicken and fish is not just low, it is merely non-existent. Of the people who think they are doing well, most do not realize the sheer quantities that have to be consumed to maintain that 'well-balanced diet'.

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Okay, so almost everyone needs a multivitamin, but which one to choose? Having 30,000+ vitamins on the market presents so much choice it normally is a case of finding the bottle you think looks the nicest ... or the cheapest. After all, a vitamin is a vitamin right?

Fortunately, 7 Canadian and American biochemists have come to rescue us from our ignorance. They looked at and compared what is in each of these multivitamins by separating and measuring each ingredient - that is, vitamins, minerals, anti-oxidants and other components.

They put together the 'perfect' multivitamin, which actually does not exist as some vitamins needs to be taken separately and it would be the size of large chestnut, and rather difficult to swallow!

They examined how absorbable the vitamins were, whether they were in the right amounts/form and the variety of vitamins and minerals. Also looked at was having the vitamins in the right combinations for the body's needs. The score was how close each one was to that perfect multivitamin out of 100%.

In order of importance;

Nutritional Supplements %

USANA Health Sciences Essentials........................................................ 73.7

Solgar Omnium ..................................................................................... 56.5

Thorne Research Al's Formula .............................................................. 46.9

Clinicians Vitamin and Mineral Boost..................................................... 45.1

NFS Nutraceuticals Ultimate Sports Multi .............................................. 44.5

Thorne Research Basic Nutrients V ....................................................... 44.4

Thorne Research Basic Nutrients III ..................................................... 38.7

Solgar VM-2000..................................................................................... 37.9

Pharmanex Lifepak ............................................................................... 28.1

Amway NutriWay Double X ................................................................... 27.3

GNC LiveWell Women's Ultra Mega ....................................................... 26.1

Pharmanex Lifepak Women .................................................................. 25.6

BioCeuticals Multi Essentials ................................................................ 25.3

Pharmalliance OxiChel............................................................................ 24.8

Neways Orachel .................................................................................... 24.1

Solgar Formula VM-75 ........................................................................... 23.1

Radiance Multi-Power ............................................................................ 22.6

Nutra Life Active Men's Multi................................................................... 22.3

GNC LiveWell Mega Men ........................................................................ 21.2

Pharmanex Lifepak Prime ...................................................................... 21.0

Nature's Sunshine Supplemental Vitamins & Minerals............................ 20.6

Thompson's Multifort ............................................................................. 17.5

Nature's Way Mega Multi ....................................................................... 17.1

Thompson's Immunofort ........................................................................ 16.9

Nutra Life Active Women's Multi Plus ..................................................... 16.4

Eagle Tresos B PluSe ............................................................................. 16.4

Nature's Way Women's Energy Mega Multivitamin................................. 16.4

Pharm-a-Care Women's Mega Strength MultiVitamins .......................... 16.4

Bioglan Women's Complete Multi Compex ............................................ 16.4

Pretorius Women's Live Better Multi Vitamin & Mineral ......................... 16.3

Kordel's Men's Multi (without Iron) ....................................................... 15.4

Nutrition Care Formula SF88 ................................................................. 15.1

Blackmores Women's Vitality Multi ........................................................ 14.1

Metagenics Multigenics ......................................................................... 14.1

Red Seal Women's Multi......................................................................... 14.0

Nature's Own Daily Multi Peak Performance .......................................... 14.0

Manatech GlycoLEAN Catalyst ............................................................. 13.9

Natural Nutrition Mega Potency Women's Multi Vitamin with Selenium . 13.7

Nature's Sunshine Mega-Chel ............................................................... 13.5

Metagenics Multigenics Phyto Plus ........................................................ 13.5

Blackmores Women's Multi & Evening Primrose Oil ................................ 13.4

Natural Nutrition Mega Potency Fifty Plus Multi Vitamins ........................ 13.4

Blackmores Sustained Release Women's Multi Vitamins & Minerals ....... 13.3

Natural Nutrition Mega Potency Men's Multi Vitamin with Selenium ........ 13.3

Red Seal Men's Multi .............................................................................. 13.3

Pharm-a-Care Men's Mega Strength Multi-Vitamin ................................. 11.7

Bioglan Men's Complete Multi Complex .................................................. 11.6

Nature's Way Men's Energy Mega Multi-Vitamin Iron-Free ..................... 11.6

Blackmores Sustained Release Multi Vitamins and Minerals ................... 11.5

Swisse Women's Ultivite Formula 1 ........................................................ 11.5

Pluravit Time-Release Multi ..................................................................... 11.5

Thompson's Men's Multi with Antioxidants .............................................. 11.3

Herbs of Gold Executive Multi Vitamin & Mineral ...................................... 11.1

Golden Glow Senior's One-A-Day Multi .................................................... 11.1

Swisse Women's Ultivite No Iron or Iodine ............................................. 10.9

Swisse Men's Ultivite Formula 1 .............................................................. 10.8

Blackmores Sustained Release Multi Vitamins & Minerals + Selenium ..... 10.7

Melaleuca Vitality for Women .................................................................. 10.6

Reliv Now ................................................................................................ 10.4

Nature's Own Multivitamin Plus Omega 3 Fish Oil ..................................... 9.1

Avon VitAdvance Women's Complete II .................................................... 9.1

Good Health Men's Multi-Plus .................................................................... 9.1

Pharma Foods Pharma Day with Selenium ................................................ 8.7

Herbalife Formula 3 ................................................................................... 8.7

Kordel's Women's Multi Plus EPO .............................................................. 8.6

Cenovis Mega Multi ................................................................................... 8.4

Thompson's Femmefort ............................................................................. 8.3

Microgenics Mega Multivitamin .................................................................. 8.0

Melaleuca Vitality for Men ......................................................................... 7.5

Reliv Classic .............................................................................................. 7.5

Nutrition Care Formula 33SE ..................................................................... 7.4

Microgenics Women's Pro Active Multi Vitamin .......................................... 6.8

Golden Glow Super One-A-Day ................................................................. 6.7

Herron Clinical Nutrition Men's Multi-Vitamin & Minerals ............................ 6.2

Blackmores Men's Performance Multi ........................................................ 6.2

Good Health Women's Multi-Plus .............................................................. 6.0

Vitaplex Professional One a Day Multivitamin ........................................... 5.0

New Vision Essential Vitamins .................................................................. 4.7

Centrum Select 50+ ................................................................................. 4.3

Amway NutriWay Daily ............................................................................. 4.2

Microgenics Men's Essential Multivitamin .................................................. 4.1

Myadec Gold A-Z Guard ............................................................................ 4.0

Red Seal Total Multi with Minerals ............................................................ 3.9

Centrum Complete from A to Zinc ............................................................. 3.9

Cenovis 50+ Multi ..................................................................................... 3.8

Guardian Women's Multi Vitamins & Minerals............................................. 3.6

Herron Clinical Nutrition One-a-Day Women's Multi-Vitamns & Minerals ... 3.6

Cenovis Multivitamin and Minerals............................................................. 3.4

Amcal One-A-Day....................................................................................... 3.3

Berocca Performance ................................................................................ 3.2

Healtheries Women's Multi (AU) ................................................................ 3.2

Cenovis Women's Multi ............................................................................. 3.1

Nature's Own Daily Multi Essentials .......................................................... 3.1

Pluravit Women ......................................................................................... 3.1

Golden Glow Women's One-a-Day Multi .................................................... 3.1

Blackmores Multi + Gingko for 55+ ............................................................ 3.0

Pluravit 50 Plus ......................................................................................... 3.0

Healtheries Women's Multi (NZ) ................................................................ 2.7

Hivita LiquiVita ........................................................................................... 2.6

Red Seal One-a-Day Multi & Minerals ......................................................... 2.6

Amcal Multivitamin & Mineral Effervescent................................................... 2.6

Golden Glow Men's One-a-Day Multi .......................................................... 2.5

Bioglan Daily Plus Max ............................................................................... 2.5

Cenovis Men's Multi ................................................................................... 2.5

Myadec Multivitamins and Minerals ............................................................ 2.4

Nature's Own Multivitamin & Mineral .......................................................... 2.4

Herron Clinical Nutrition All-in-One Multi-Vitamin & Mineral ......................... 2.1

Guardian Multi Vitamins & Minerals Hi Potency ........................................... 2.1

Advocare Macro-Mineral Complex ............................................................... 1.1

A staggering 50 out of the total 110 multivitamins did not even reach 10% and only the top 11 multivitamins were above 25% of what the human body needs on a daily basis.

The popular supermarket brands all featured below 10% possibly due to being forced to compete on price with other supermarkets. The downside for you, means the product you take every day is a hugely inferior supplement.

In other words, you get what you pay for. In some cases ignorance is bliss, in others it is a big wakeup call. My father has taken supplements for many years before and after he developed cancer and never once questioned the quality of what he was consuming. After reading this, he too, wondered why he ever thought not to research something so important to his health, when he did such a great job of researching anything else that he bought.

My advice, choose a multivitamin that is backed by a great company with a good reputation and do not just buy any old vitamin because of the price. You would be better off spending the money on something else.

Multivitamin Comparison - From Empty Air to Massively Boosting Health

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Christmas Sales Global Health Trax, Active Systemic Enzymes, 60 Capsules 201

Dec 11, 2011 12:30:59

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Christmas Sales Global Health Trax, Active Systemic Enzymes, 60 Capsules Overview

Description Innovative Nutraceuticals Vegetable Capsules 5 mg of Natto Per Serving Dietary Supplement Natural anti-inflammatory If you need an anti-inflammatory, ASE may well be the powerful all-natural option. Heralded for its ability to act quickly, ASE is not only recommended as an anti-inflammatory and pain reliever, but also for its potential to help reduce cholesterol, support heart health, and boost the immune response. ASE is a unique combination of enzymes which work synergistically together. Feature: 7 key enzymes for anti-inflammatory, digestive health and cardiovascular support Contains NattoSEB and Peptizyme SP EN, Rutin and Amla Enteric-coated Benefits: May help reduce inflammation and provide pain relief Aids healing process and may reduce scar tissue Cardiovascular support Active Systemic Enzyme Ingredients Peptizyme: Also known as Serratia peptidase, this purified enzyme works in the body as an anti-inflammatory for the sinus ar

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